Abstract：XTB traders worldwide report missing withdrawals and delayed payouts. Check out the verified complaints and stay protected.
XTB Exposed: Forex Scam Alert
XTB hides behind a regulated facade while traders worldwide scream about vanished withdrawals and endless delays. This brutal exposure rips open 83 negative WikiFX reviews, painting XTB as a textbook forex scam operation. Funds disappear, support ghost users, and excuses stack up—pure predatory tactics targeting hopeful investors.
Countless victims from Ecuador to Iraq detail how XTB withholds profits under fake bank rejections and hidden fees. Don‘t fall for their slick xStation platform; this forex trading scam alert demands you look closer before risking a cent. Real stories prove XTB’s withdrawal nightmare isn‘t rare—it’s their game.
Broker Overview
XTB, founded in 1995 and registered in the UK, operates as a forex and CFD broker offering over 6,800 instruments like stocks, ETFs, forex, indices, and commodities. It provides leverage up to 1:500, floating spreads of 0.5 pips on pairs like EUR/USD and around 1.0 pips, and its proprietary xStation platform across mobile, desktop, and tablet. Despite no minimum deposit and commission-free CFD trading, the broker charges fees for withdrawals under 50 USD/EUR/GBP and for inactivity after 365 days.
Regulatory Status
XTB complies with regulations from top-tier authorities, including CySEC (license 169/12 for XTB Ltd as Market Making) and the FCA (license 522157 for XTB Limited as STP). This setup suggests legitimacy on paper, with client funds protected under these rules. However, even regulated brokers face complaints, and WikiFX rates it as “Regulated” while noting scam exposure risks from user feedback.
Withdrawal Policy Details
XTB claims free withdrawals above 50 USD/EUR/GBP via bank transfer, Visa, MasterCard, or Maestro in USD, EUR, GBP, processed same-day before 1 PM GMT for UK clients or next business day otherwise. Bank verification is required once for security, but users must use accounts in their name only. Small withdrawals incur a 5 USD/EUR/GBP fee, which some reviews link to disputes.
Surge in Negative Reviews
Out of 43 total reviews on WikiFX, a striking 83 are negative, highlighting persistent concerns about forex scams that far outweigh the positives. Traders label XTB a “complete scammer” for withholding funds, unresponsive support, and delays that turn into permanent losses. Download the WikiFX App to scan broker scores and dodge such forex trading scams before depositing.
Case from Ecuador
One trader requested a $200 withdrawal but received only $140, accusing XTB of deliberately retaining funds and calling the company a scam. This partial payout tactic leaves users chasing balances while support ghosts them. Such forex investment scam patterns erode trust in even regulated platforms.
India Withdrawal Nightmare
On September 26, 2025, an Indian user cried that they were unable to withdraw money, a common forex scam alert in XTB exposure stories. Delays stretched beyond the promised timeline, with no refunds despite bank checks showing no transfers. The WikiFX App highlights these red flags early to enable safer trading.
Saudi Arabia Month-Long Delay
A Saudi trader on August 28, 2025, detailed a withdrawal request that had been ignored for over a month, despite 24/7 support claims. Agents blamed bank rejections but failed to refund or respond after promising 10-day fixes; now silent for 30 days. This mirrors broader XTB scam complaints of vanished funds.
Colombia Funds Vanished
From July 31 to August 19, 2025, a Colombian user waited for funds that never arrived, with no bank records of the transfer. Customer service stopped replying, fueling fears of total loss in this forex withdrawal scam. Verify via the WikiFX App to avoid similar exposures.
Iraq High Interest Trap
An Iraqi trader on January 20, 2025, profited but couldn‘t withdraw due to sky-high interest deducted only on payout, under XTB control. They dictate terms, blocking access in a classic investment scam ploy. Regulated status doesn’t shield from these manipulative fees.
Common Scam Tactics
Traders face verification loops, ghosted chats, and excuses like bank recoveries without refunds, hallmarks of forex scams. Some report platform glitches or forced high-risk trades before payout blocks, amplifying losses. WikiFX App users spot these via real-time reviews and scam alerts.
Official policy ties issues to cutoffs and verifications, but complaints exceed explanations, with high volumes (21 in 3 months) signalling systemic problems. Clone warnings from regulators add risk of fake XTB sites mimicking the real one. Cross-check legitimacy on the WikiFX App before any deposit.
Broker Pros and Cons
This table reveals appeal for diverse trading but red flags in access and service.
Protect Yourself Now
Before trading, use the WikiFX App for instant broker exposure, review counts, and scam checks—essential against forex withdrawal issues. Avoid small test withdrawals that trigger fees, document everything, and test support responsiveness first. Stay ahead of scams by heeding these global alerts; your funds depend on it.
