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In my own experience, Victory Securities stands out for its transparency regarding deposit and withdrawal fees, but it is crucial to pay close attention to the details as their policy varies by method and currency. When I deposit funds via bank transfer—whether online or offline—there isn't a specified minimum deposit, nor is there an explicit fee charged for the deposit itself. This straightforward structure helps with planning, though the actual processing time depends on the time of day the transfer certificate is submitted. Withdrawals, however, require more scrutiny. For bank transfers, the first withdrawal each day is generally free of charge, which is useful for both active and occasional traders. However, if I make additional withdrawals on the same day, a significant fee applies—HKD 500 for each subsequent withdrawal. When withdrawing via telegraphic or interbank transfer, there are tiered costs depending on the currency: the daily first withdrawal in Hong Kong dollars or renminbi costs HKD/RMB 300, with additional withdrawals at HKD/RMB 800 each. For US dollars, the first withdrawal of the day is US$25, and additional withdrawals cost US$100 each. My assessment is that while these fees are not among the lowest I’ve encountered, the clarity and predictability are advantageous. For me, managing my withdrawal schedule carefully is key to minimizing extra costs, as frequent withdrawals can add up quickly. This underscores the importance, in my view, of thoroughly understanding fee schedules and integrating them into your trading routine before committing significant funds.