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mBank

Poland | 5-10 years |
Suspicious Regulatory License | MT4 Full License | Global Business | High potential risk

https://www.mbank.pl/indywidualny

Website

Rating Index

MT4/5 Identification

MT4/5

Full License

mForex-Demo

Poland
MT4
8

Influence

AAA

Influence index NO.1

Poland 9.80

MT4/5 Identification

MT4/5 Identification

Full License

8
Server Name
mForex-Demo MT4
Server Location Poland

Influence

Influence

AAA

Influence index NO.1

Poland 9.80
Surpassed 23.10% brokers
Biz Area Search Statistics Advertising Social Media Index

Contact

https://www.mbank.pl/indywidualny

Licenses

No valid regulatory information, please be aware of the risk!

Warning: Low score, please stay away!
2025-10-14
  • It has been verified that this broker currently has no valid regulation. Please be aware of the risk!

Basic Information

Registered Region
Poland
Operating Period
5-10 years
Company Name
mBank S.A.
Related Software
Biz Area
Website
Company Summary
Wiki Q&A
Comment
MT4/5
Full License MT4
2
MT4 Servers
0
MT5 Servers
177.88
velocityIcon
Average execution speed/ms

Formal full license MT4/5 traders will have sound system services and follow-up technical support. Generally, their business and technology are relatively mature and their risk control capabilities are strong

Meta Trader 4
Perfect

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Website

mforex.pl
195.42.249.8
mbank.pl
193.41.230.87

Company Summary

mBank Review Summary
Founded2000
Registered Country/RegionPoland
RegulationNot regulated
Products and servicesInvestments, Savings, Forex, Stock Market, Pension, Currency Accounts
Demo Account
Trading PlatformmBank Mobile App, Online Banking

mBank Information

Established in 2000, mBank is a Poland-based digital bank providing a broad spectrum of financial services for companies as well as people. Although its mobile and web interfaces are commended for their simplicity, it lacks sophisticated trading capabilities and international control, making it more appropriate for banking than for professional trading.

mBank Information

Pros and Cons

ProsCons
Wide range of savings and investment optionsNot regulated
Well-designed mobile app and web platformsLacks demo features and religious-compliant (swap-free) options
Specialized accounts for different needsNot suitable for advanced or high-frequency traders

Is mBank Legit?

mBank is not governed as a forex or CFD broker in its country of registration, Poland. It also lacks regulatory licenses from internationally known bodies including the Financial Conduct Authority (FCA) in the UK, the Australian Securities and Investments Commission (ASIC), or the Cyprus Securities and Exchange Commission (CySEC).

Is mBank Legit?

According to the WHOIS record, the domain mbank.pl was created on August 8, 2000, and most recently modified on November 25, 2024. Its current renewal date is set for August 7, 2026. The domain status is active, and it is secured with protections such as restricted transfers.

Is mBank Legit?

What Can I Trade on mBank?

Focusing on both personal and commercial needs, mBank provides a comprehensive spectrum of financial services and products. Its array of cards, multi-currency accounts, savings programs, and investment choices makes it appropriate for both retail and business consumers.

CategoryProducts/Services Offered
InvestmentsPension, Investment Goals, Deposit with Fund, Funds, Stock Market, Forex
SavingsSavings Accounts, Deposits, Savings Goals
AccountsPersonal Accounts, Currency Accounts, Business Accounts
CardsAccount Cards, Credit Cards, Cards for mKonto Intensive
Learning & PlanningHow to Start Investing, Retirement Planning, Investment Guidance
What Can I Trade on mBank?
What Can I Trade on mBank?

Account Types

mBank offers several types of live accounts tailored to various customer needs, though it lacks demo functionality and swap-free options for faith-based compliance.

Account TypeDescriptionSuitable For
Personal AccountStandard banking account for daily useGeneral retail users
Savings AccountInterest-earning account for long- or short-term savings goalsIndividuals focused on building savings
Currency AccountMulti-currency account for holding and transacting in foreign currenciesTravelers and clients with international needs
Business AccountBusiness-oriented account with tools and features tailored for corporate banking needsEntrepreneurs, SMEs, and large companies
eAccount (13–17 years old)Youth account with promotional rewards and free BLIK transfersTeenagers learning to manage finances
eAccount (18–24 years old)Student/young adult account offering up to PLN 760 bonus and 7% p.a. on 3-month depositsStudents and young adults starting to save
mAccount IntensivePremium account with up to PLN 860 bonus and 7.2% p.a. interest, includes access to a personal advisorProfessionals looking for premium features
Account Types

Trading Platform

Trading PlatformSupportedAvailable DevicesSuitable for What Kind of Traders
mBank Mobile AppiOS, Android smartphonesEveryday retail users, mobile-first users
mBank Online BankingWeb, DesktopUsers preferring browser-based access to banking and investments
MT4/MT5Not supported – platform not geared toward active forex traders
Trading Platform

Keywords

  • 5-10 years
  • Suspicious Regulatory License
  • MT4 Full License
  • Self-developed
  • Global Business
  • High potential risk

Wiki Q&A

S jonas
Within 1 year

Is mBank regulated?

WikiFX Reply
mBank is not regulated as a Forex or CFD broker in its home country of Poland, nor does it hold licenses from major international financial regulatory bodies such as the UK's Financial Conduct Authority (FCA), the Australian Securities and Investments Commission (ASIC), or the Cyprus Securities and Exchange Commission (CySEC). While mBank operates as a digital bank, offering financial services like savings accounts, investment products, and currency accounts, it is not a regulated entity in the trading space. As a result, mBank is more suitable for individuals looking for traditional banking services rather than for those looking to engage in high-frequency trading or complex financial market activities. In my opinion, mBank’s lack of regulation in the trading domain makes it unsuitable for professional traders seeking a platform that provides the security of financial oversight and consumer protection.
Broker Issues
mBank
Regulation
07-24
United States
Sanjay sirohi
Within 1 year

Does mBank have any cons?

WikiFX Reply
The most significant disadvantage of mBank is that it is not a regulated broker and does not offer the necessary trading features required by active traders. It lacks the ability to trade Forex, CFDs, or other financial instruments on platforms like MT4 or MT5. Additionally, mBank does not offer a demo account or swap-free accounts, which can be a major drawback for traders seeking to test their strategies or those looking for faith-based compliant trading options. For someone like me, who is looking for an active trading experience with robust features and regulatory oversight, mBank would not be the ideal choice. However, for those seeking straightforward banking and investment services, mBank offers solid options.
Broker Issues
mBank
Regulation
06-25
United States
seejay
Within 1 year

What are the pros of using mBank?

WikiFX Reply
One of the main advantages of using mBank is its wide range of banking and investment options, making it suitable for individuals seeking traditional financial services. The mobile app and online banking platforms are well-designed and user-friendly, making it easy for customers to manage their finances on the go. mBank offers tailored account types such as personal, savings, currency, and business accounts, which cater to various financial needs. Additionally, mBank provides tax-friendly savings products, including pension accounts and investment goals, which can be beneficial for long-term planning. From my perspective, mBank’s strengths lie in providing easy-to-use platforms for managing personal finances and investments, but it does not meet the needs of traders looking for Forex or CFD trading features.
Broker Issues
mBank
Regulation
05-25
United States
Vladimir
Within 1 year

Can I open a demo account with mBank?

WikiFX Reply
mBank does not offer a demo account for trading purposes. Since it is primarily a banking platform, it lacks the necessary features for trading practice, such as demo accounts for Forex or CFDs. This makes it unsuitable for traders looking to test their strategies before investing real capital. If you're looking for a demo account to practice trading, I recommend seeking a Forex broker that provides demo accounts with access to platforms like MT4 or MT5.
Broker Issues
mBank
Leverage
Instruments
Platform
Account
05-11
United States
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